lis, 14 2025
Výpis z listu vlastnictví je klíčový dokument při koupi nemovitosti. Obsahuje informace o vlastníkovi, zástavních právech, záporech a služebnostech. Zjistěte, jak jej správně číst a co hledat, abyste se vyhnuli právním rizikům.
Výpis z listu vlastnictví: Co potřebujete vědět při prodeji nebo hypotéce
When you're selling a property or applying for a mortgage, the výpis z listu vlastnictví, formální dokument z katastru nemovitostí, který potvrzuje, kdo je vlastníkem nemovitosti a jaká práva na ní existují. Also known as výpis z katastru nemovitostí, it is the single most important paper that proves legal ownership and reveals any restrictions or claims tied to the property. Without it, you can't sell, mortgage, or even legally prove you own your apartment or house.
Many people think it's just a formality, but a výpis z listu vlastnictví can reveal hidden problems: a mortgage you forgot about, an easement that blocks your renovation plans, or even a co-owner you didn't know existed. It lists not just the owner, but also zástavní práva, věcná břemena, and other rights that could affect your use of the property. If you're buying, this document tells you if the seller actually owns what they're selling. If you're selling, it shows buyers you're transparent — and it speeds up the deal.
Where do you get it? You can request it online through the Czech Land Registry portal, at a municipal office, or through a notary. It costs around 100 Kč and is valid for 30 days. Keep it handy — banks, lawyers, and buyers will ask for it. Don't wait until the last minute. If your property has a complex history — inherited, divided, or renovated without permits — the výpis z listu vlastnictví might show issues that need fixing before you can sell.
It's not just about ownership. The výpis z listu vlastnictví connects directly to other critical documents like znalecký posudek and hypotéka. A bank won't approve your loan without it. A buyer won't sign without seeing it. And if you're trying to use zástava jiné nemovitosti to secure a mortgage, this document proves you own the asset you're pledging. It's the foundation. Skip it, and everything else crumbles.
Below you'll find real-life examples from people who dealt with this document — whether they discovered a surprise lien, fixed an error before selling, or used it to negotiate a better price. These aren't theory lessons. These are stories from Czech homeowners who learned the hard way why this paper matters more than you think.